Nuvoshi Wealth Privacy Policy
Last updated: November 14, 2026
Nuvoshi Wealth is made by Aquila One Labs, operated by Aquila Technologies LLC ("we", "us"). This policy covers the Nuvoshi Wealth iPhone app. Our general website policy covers aquilaonelabs.com. Questions: hello@aquilaonelabs.com.
What we collect
- Account details: your email address and a sign-in identifier. We never see or store your bank username or password.
- Bank data, through Plaid, only after you connect a bank: account names, types and masks, balances, transactions (merchant, amount, date) and, for credit cards, loans and mortgages, details such as interest rate and minimum payment.
- What you enter or import: budgets, categories, goals, manually added accounts, scenarios and decisions you save, monthly income if you enter it, and spreadsheets you choose to import.
- Subscription status: whether you have an active plan, which Apple confirms to us. We do not receive your payment details.
- Device data: a notification token so we can send alerts you have enabled.
How we use it
To show your net worth, budgets and transactions, categorize spending, send alerts you have enabled, provide the features you use and generate summaries. We do not sell your data and do not use it for advertising or tracking.
Who we share it with
Service providers that act for us:
- Plaid connects to your bank. Its use of your data is described in the Plaid End User Privacy Policy, which also applies when you connect a bank.
- Supabase (database and sign-in) and Railway (hosting) store and process the data above.
- Anthropic (AI) receives merchant names, to suggest categories, and summary figures (such as net worth, assets, liabilities, spending against budget, and category totals), plus the questions you type into the AI Advisor, to write summaries and answers. It does not receive your name, email, account numbers or individual transactions. AI output is for information only and is not financial advice.
- Apple delivers notifications and processes subscription payments.
We may disclose information if the law requires it.
Households
A household lets you share selected information with people you invite. Nothing is shared by default. The owner of an account chooses, account by account, what others can see (the balance, the transactions, whether it counts in household net worth, and whether its spending counts in the shared budget) and can stop sharing at any time. We cannot recall anything a member has already seen, copied or exported. Invitations are single-use links that expire after 7 days; we store only a hash of the link.
Planning features
Compass, Financial Safety Net and Autopilot work from your own accounts, recurring bills and settings, and store the scenarios, alerts, plans, approvals and history you create. Everything they show is an estimate. They never move money, pay a bill or contact your bank, and they change your Nuvoshi budget or goals only after you review the exact change and confirm it. If you ask for an AI explanation, the AI receives only the figures behind that item, not your name, email or account numbers.
Importing a spreadsheet
Files you import are kept so you can review and, if needed, undo the import, and are removed from our servers after 30 days. AI help with importing is optional and used only if you agree to it.
Keeping and deleting your data
We keep your data while your account is open. In the app, Settings > Delete Account permanently deletes your account and data and revokes our access to your connected banks at Plaid. You can also disconnect a single bank, delete an Advisor conversation, or stop sharing an account with your household.
How we protect it
Data is encrypted in transit, and your bank access tokens are additionally encrypted by us. Access to your data is restricted to you and the household members you choose. The app can lock with Face ID or your passcode. No system is perfectly secure.
Your choices
You can access, correct or delete your data in the app, or contact hello@aquilaonelabs.com to ask about your data.
Children
Nuvoshi Wealth is not intended for children.
Changes
We will post changes here and, if they matter, tell you in the app.